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Open-End Credit Agreement and Truth-in-Lending Disclosure (Adobe Acrobat file)
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Credit Union Membership
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Membership Share |
$5.00 par value |
Share Draft Checking Account Fees
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Non-sufficient funds |
$25.00 per item |
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Stop Payment fee |
$20.00 per item |
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Share Draft Printing fee |
Prices may vary depending upon the style |
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Share Draft Phone Transfer fee |
$2.00 per transfer |
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Share Draft Check Copy |
$3.00 per item |
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Share Draft Statement Copy fee |
$1.00 per month |
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Share Draft Monthly Service fee |
$5.00 per month* |
Other Service Fees (applicable to all accounts)
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Account Reconciliation fee |
$15.00 per hour |
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Account Research fee |
$15.00 per hour |
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Statement Copy fee |
$2.50 per copy |
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Deposited Item Return fee |
$5.00 per item |
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Wire Transfers (outgoing ) fee |
$15.00 per transfer |
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Wire Transfers (foreign) outgoing |
$24.00 per transfer |
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Certified Check fee |
$2.00 per check |
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Money Order fee |
$.75 per money order |
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Travelers Check fee (for one)
Travelers Check fee (for two) |
1% of amount purchased
1.75% of amount purchased |
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Inactive Account fee |
$1.00 per month |
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Account Closure fee |
$5.00 within 90 days |
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Stop Payment fee (Teller check) |
$15.00 per item |
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Credit Union Draft-Two Party fee |
$1.25 per draft |
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Facsimile of Deposit Withdrawal |
$1.00 per item |
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Photocopy fee |
$.10 per copy |
Debit VISA CuCard Fee Schedule
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Debit VISA CuCard 2 cards issued free if it is a joint account
Replacement Cards $10.00 each
Cards in Excess of Two $5.00
Pin Replacement Fee $10.00
Documentation Fee $10.00
Card Recovery Fee $65.00
ATM Withdrawal $1.00*
Pin Based Transactions $1.00*
Credit Based Transactions no charge
Balance Inquiry $1.00*
Transfer Fee $1.00*
NSF Fee $25.00
*Your first six (6) transactions using your ATM/ Debit Card or automatic overdraft or transfer services each month are free. After the first six transactions each month, you will be charged a fee of $1.00 each per transaction. (Except deposits are free). |
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The fees appearing in this Schedule are accurate and effective for accounts as of the Last Dividend Declaration Date indicated on this Fee Schedule. If you have any questions or require current rate and fee information on your accounts, please contact the credit union.
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Loans
Terms are dependent upon amount financed. FIXED RATE loans represent the lowest rate available to qualified borrowers. Rates are based on the member's credit history. A range of all rates is listed on the Rates page of this website. Click here to view our rates webpage.
Monroe Area Federal Credit Union
1510 East Elm Avenue
Monroe, Michigan
48162
734.243.5700
Fax: 734.243.3432
info@monroeareafcu.com
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